What is COBRA?

COBRA (Consolidated Omnibus Budget Reconciliation Act) is a U.S. federal law that allows individuals to continue their employer-sponsored health insurance coverage for a limited period of time after experiencing a qualifying event that would otherwise result in the loss of coverage. COBRA coverage is available to eligible employees, their spouses, and their dependents. When an

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How Can I Avoid High Health Insurance Costs?

When it comes to health insurance, finding the right plan that suits your needs and budget can be a daunting task. However, by customizing your health insurance plan, you can ensure that you only pay for the services that apply to you. Let’s discuss some common methods of optimizing your health insurance plan so that

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Pros and Cons of Being a Truck Driver

Truck driving is a job in high demand, and it’s likely to stay that way. The American economy runs on truck drivers delivering goods on a timely schedule, making it a recession-proof choice of profession. Of course, truck driving requires a lot of patience, diligence, and self-care if you want to succeed at it while

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Common Health Insurance Misconceptions

It’s easy to feel overwhelmed by the health insurance world. Complex terminology, choice anxiety over the number of plans to choose from, and a lot of money on the line can make finding health insurance a headache. Let’s clear the air by debunking a few misconceptions about health insurance. Misconception #1: The least expensive premium

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Should I Take My Employer’s Health Insurance?

If your employer offers a group healthcare plan, it’s time to decide if that plan works for you and your family. Let’s compare taking your employer-sponsored healthcare versus seeking an alternative option in the Marketplace.   Premiums The most compelling reason to accept your employer’s healthcare plan if they offer it is that, by law,

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Ins and Outs of Health Insurance for Independent Contractors

Contractors often feel like they don’t have many affordable health insurance options as they hop from contract to contract. In reality, high-quality 1099 contractor health insurance is available at various price points and coverage lengths. Let’s discuss some typical issues that contractors, such as truck drivers, travel nurses, and real estate agents, might encounter when

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