COBRA (Consolidated Omnibus Budget Reconciliation Act) is a U.S. federal law that allows individuals to continue their employer-sponsored health insurance coverage for a limited period of time after experiencing a qualifying event that would otherwise result in the loss of coverage. COBRA coverage is available to eligible employees, their spouses, and their dependents. When an …
When it comes to health insurance, finding the right plan that suits your needs and budget can be a daunting task. However, by customizing your health insurance plan, you can ensure that you only pay for the services that apply to you. Let’s discuss some common methods of optimizing your health insurance plan so that …
It’s easy to feel overwhelmed by the health insurance world. Complex terminology, choice anxiety over the number of plans to choose from, and a lot of money on the line can make finding health insurance a headache. Let’s clear the air by debunking a few misconceptions about health insurance. Misconception #1: The least expensive premium …
If your employer offers a group healthcare plan, it’s time to decide if that plan works for you and your family. Let’s compare taking your employer-sponsored healthcare versus seeking an alternative option in the Marketplace. Premiums The most compelling reason to accept your employer’s healthcare plan if they offer it is that, by law, …
Contractors often feel like they don’t have many affordable health insurance options as they hop from contract to contract. In reality, high-quality 1099 contractor health insurance is available at various price points and coverage lengths. Let’s discuss some typical issues that contractors, such as truck drivers, travel nurses, and real estate agents, might encounter when …
Ins and Outs of Health Insurance for Independent Contractors Read More »
Happy 2023! If you haven’t signed up for a new health insurance plan this year, open enrollment is still running until January 15th. We’ve compiled a list of changes in healthcare in 2023 to help you make the most informed choice possible. Healthcare subsidies are in place until 2025 The Inflation Reduction Act is …
It’s that time of year again — open enrollment for 2023 is here! To help you make the most of it, we’ve provided a short list of common questions you might have about open enrollment for the coming year. Let’s get into it. When is open enrollment for health insurance in 2023? With the exception …
It’s Open Enrollment for 2023! Here’s What You Need to Know Read More »
Self-employed professionals often need help with determining which healthcare plans accommodate their unique employment situation. That’s why FFI specializes in providing healthcare coverage for truckers, travel nurses, and real estate agents. If you’re asking yourself, “How does a self-employed person get health insurance?”, this article can help you quickly review common options that suit …
Best Health Insurance for Self Employed Professionals Read More »
Health insurance is as complex as it is necessary. That’s why we want to help you make a well-informed decision about your next healthcare plan by going over a list of important health insurance terms in simple, easy-to-understand language. These terms describe essential aspects of your plan’s coverage and cost, and with all of the …
So you finally tied the knot. Congrats! You and your spouse are already busy combining your assets and your furniture (so it’s time to throw out that old futon you bought in college). Now, you find yourself asking: “Should we be covered by the same health insurance plan?” It’s a good question, without an easy …
Should Married Couples Get Health Insurance Together? Read More »
