help and alternatives
Real, helpful people
Get my Quote
COBRA coverage explained
What is COBRA?
COBRA, or the Consolidated Omnibus Budget Reconciliation Act, is a U.S. law that allows certain employees and their dependents to continue their group health insurance coverage for a limited time after experiencing qualifying events like job loss or reduced work hours. It gives you the opportunity to maintain the same health insurance plan that your employer offered for up to 36 months, though your employer no longer assists with paying the premium.
Access to Best Plans
COBRA is not a government program, but it is a government-regulated method of ensuring that individuals that are recently between jobs can maintain their employer’s healthcare plan for a limited time.
Individuals that want to take advantage of COBRA must inform their employer and fill out some forms within a limited enrollment window after leaving the job.
Here to help
Leaving or losing your job is a very stressful event, but you’re not alone. FFI is ready to help make the process as easy as possible for you.
COBRA is a temporary coverage solution and can be extremely expensive. FFI can help you find alternative, national, full medical coverage that meets your needs and budget.
Access to Healthcare
With collective decades of experience between our agents, FFI is ready to give you the support you need during this difficult transition.
An agent is waiting by the phone to take your call and help you navigate and understand COBRA with ease.
You don’t have to feel alone. FFI is ready to support you after departing from your job to make sure you have the right healthcare coverage.
Reliable and Trusted
Our agents are experienced and knowledgeable. We’re ready to answer any questions you might have and ensure that you know exactly what the next steps are.
Personal and Attentive
Our personal advisors will be with you every step of your journey. With dedicated phone lines, we’re here to help you understand COBRA in the short term and receive exceptional healthcare coverage in the long term.
Contact us to get instant quote today!
We’re with you for the long run.
Healthcare Coverage You Deserve
From understanding costs, and meeting deadlines, we can help you navigate COBRA expertly.
When you’re ready, we can help you find a new healthcare plan that will keep you healthy and protected for years to come.